Executive Program for Credit Management Companies
Master the Leading Tools in the Industry
In 2024, companies in the debt recovery sector recovered more than €450 billion. Of this total, over €12.8 billion was reintroduced into the productive cycle, representing nearly 1% of Spain’s GDP. These figures highlight the sector’s crucial role in the Spanish economy, according to the National Association of Credit Management Companies (ANGECO), which compiled the data from its member organizations.
That same year, ANGECO member companies employed 20,370 professionals, 97% of whom held permanent contracts.
Their combined revenue in 2024 reached €1.763 billion, compared to €1.748 billion in 2023, an increase of roughly 1%. These results reflect steady performance and a stable, consolidated sector. According to ANGECO, these high volumes and strong recovery capacity demonstrate “the growing professionalism and continuous improvement of the procedures applied by the industry in credit management.”
The demand for highly specialized professionals continues to rise. The proportion of employees with university degrees is increasing, underscoring the sector’s ongoing professionalization.
The Executive Program for Credit Management Companies provides students with specialized training in the field of debt collection and recovery.
Why Study the Executive Program in Credit Management?
A Unique Program in Spain
The only program in Spain specifically designed for the credit management sector.
Professional Faculty
Courses taught by seasoned industry professionals.
Comprehensive Perspective
Develop a full understanding of how credit management companies operate.
Course Curriculum
STRATEGY
- The NPL and REO Asset Management Sector: Regulation and Socioeconomic Impact
- Strategic Management and Administration of NPL and REO Assets
BUSINESS
- Business Models, Products, and Marketing in NPL and REO Asset Management
- Advisory and Underwriting
- Buying and Selling NPL and REO Asset Portfolios
- Marketing NPL Real Estate Assets
OPERATIONS
- Financial Concepts and Objectives in NPL Asset Management
- Amicable Management of NPL Assets
- Judicial and Insolvency Management of NPL Assets
- Compliance and Auditing in NPL Asset Management
- People Management in NPL Asset Administration
- Managing an NPL Project
TECHNOLOGY
- Technological Solutions and Artificial Intelligence (AI) in NPL Asset Management
COMPETENCES
- Governance in NPL Asset Management
FINAL PROGRAM PROJECT
At the conclusion of the program, students will complete a final capstone project, evaluated by the program faculty and presented during the closing session.
Professors
- Carlos Ruiz – President, ANGECO
- Rafael Gonzalez – Investment Director, Intrum
- Francisco Alvarez – Operations Director, Kruk
- Ana Enguix – Legal Director, Lexer
- Daniel Fernandez – Asset Management Director, ADARVE Corporación
- Carlos Sancha – Business Development Director, KeyFactor
- Juan Neble – Human Resources Director, Hipoges
- Ruben Rodriguez Rivera – Operations Director, Cabot Financial Spain
- Juan Diego Torres – Country Manager, Cabot Financial Spain
- Oscar Cesar Iroa - Managing Partner, Business Development and Innovation, KA Recovery
- José Manuel Pizarro – B2 Impact
More Acadeic Information
Target Audience
This program is designed for mid-level managers and professionals seeking to advance their careers in a rapidly evolving sector. It is aimed at professionals working in credit management and debt recovery companies, real estate servicers, investment funds, financial institutions and banks, fintech firms, as well as organizations with in-house recovery departments or technology and service providers linked to the industry.
Competences
The Executive Program for Credit Management Companies offers clear, sector-specific benefits, including:
Key Competences:
- Practical skills in debt recovery: Develop the hands-on skills needed to effectively manage and recover non-performing loans (NPLs), including negotiation techniques, communication with debtors, financial analysis, and evaluation of restructuring agreements.
- Case studies and market analysis: Apply theoretical knowledge to real-world situations through case studies and market research, fostering an analytical and strategic approach to credit management.
- Specialized knowledge in credit management: Gain an in-depth understanding of key aspects of the discipline, including the legal and regulatory framework, recovery strategies, risk analysis, NPL portfolio assessment, and negotiation techniques.
- Tools and technologies: Explore the latest tools and technologies used in NPL recovery management, such as debt management systems, data analytics, and automated solutions, to stay aligned with best practices and leverage advanced resources in your work.
- Networking and collaboration: Build a strong professional network with peers and industry experts, including representatives from financial institutions, collection agencies, and other key stakeholders.
Tuition
- €2,950 for ANGECO members
- €3,450 for other companies.
